How do I make the right financial decisions?
A Better Approach to Financial Planning
You may be trying to figure out how to pay back student loans, fund your 401(k), or buy a home.
Maybe you’re unsure how to build wealth while educating your children and starting a business.
Perhaps you’re struggling with preserving your wealth while caring for aging parents, dealing with boomerang kids, and evaluating an early retirement offer.
Whatever your current situation, worrying about finances impacts your life and relationships. We can help you make the financial decisions that will make the most of what you have now and help you build a more secure, enjoyable future.
Fee-Only, Holistic Advice for Better Financial Decisions and Fewer Worries
Holistic financial planning is a process, not an event. It focuses on your goals, integrates all areas of your financial life, recognizes how your beliefs and attitudes impact the financial decisions you make, and makes adjustments as your circumstances change.
Ask Big Questions
- One Meeting
- Two Hours
- Three Questions
- Investment & retirement accounts
- Income taxes and tax preparation
- Spending/Cash flow
- Insurance and employee benefits
- Estate plans
Most people are too busy with the present to visualize their future. We help you change that by starting with your basic goals, and adding the detail that makes the goal uniquely yours. Whether retirement, saving for college, changing careers, extensive travel, or significant charitable giving - the better you “see” your future the greater the likelihood you will live it.
- Savings and debt reduction
- Tax efficient investing
- Low cost investing
- Investment management
- Retirement distribution and cash flow
Every year brings changes – in your goals, your portfolio, tax law, life circumstances. So each year we renew your plan, make adjustments to your portfolio, develop tax planning strategies, and ensure your financial core remains strong. We closely monitor your plan in view of your goals, and recommend ways to exploit opportunities uncovered by change.
As fee-only financial advisors, we sell no products and receive no commissions. Instead, you pay us an annual retainer that covers all our meetings and full access to us at no additional charge whenever you have questions or your circumstances change. Knowing in advance exactly how much you are paying for advice and understanding that your advisor puts your interests first brings peace of mind.
Contact us to schedule a no-cost, no-obligation initial consultation to learn more about how we can help you make the financial decisions that lead to financial independence.